Programs 

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Residential CARES COVID Relief Program



The purpose of this program is to provide emergency assistance to families impacted by COVID-19. Forms of assistance include mortgage, rent and utility payments. Assistance will only be provided for mortgage, rents and utilities from April 1, 2020 and onward. Applicants must have a verifiable and documented income hardship. Assistance will be provided for up

to 9 months and will not exceed $15,000. Funds are awarded as a grant. The program is administered by the City of Deerfield Beach Legislative and Community Affairs Department.

CARES MORTGAGE, RENTAL AND UTILITIES ASSISTANCE SUMMARY

  1. Maximum Assistance is up to $15,000.00.  Utilities allowance of up to $2,500.00.
  2. Eligible housing units must be located in Deerfield Beach city limits.
  3. Funds are limited; applications are processed on a first come first qualified, first completed basis. All information presented will be verified.
  4. To receive assistance, applicants are required to comply with all program requirements.

REQUIRED DOCUMENTS

All Applicants

  • Proof of I.D. or Valid Driver’s Licenses (non- expired) for all household members.
  •  Hardship letter (explaining loss of income).
  •  Proof of Loss of Income
  •  W9 or Tax ID # for Mortgage Lender or Landlord, Leasing Agent or Management Company

Rental Assistance

  • Letter or statement from landlord or leasing agent reflecting past due amount

Mortgage Assistance

  • Proof of Property Ownership
  •  Proof that you are current on your HOA (Homeowners Association) payments
  •  Proof that you are current on property taxes
  •  Most recent mortgage statement reflecting past due amount

Electric Utility Assistance

  • Most recent electric utility bill (FPL) reflecting past due amount 

Rental, Mortgage and Utility Assistance Program

The City of Deerfield Beach is accepting Rental, Mortgage and Utility Assistance Applications to income eligible city residents affected by COVID-19 due to job loss or pay-cuts.

The program will provide a one-time payment of up to $10,000 per household for past due rental or mortgage and utility cost. The program is funded through Community Development Block Grant Coronavirus (CDBG-CV)- $989,121 and State of Florida Coronavirus Relief Funds (CRF)- $492,000.  The one-time assistance will be in the form of a grant and does not require repayment.  

The program is available to low to moderate- income residents that meet the income criteria as determined by the US Department of Housing and Urban Development, see income chart below. 

Household Size

1

2

3

4

5

6

Maximum Income Per Household

$49,950

$57,050

$64,200

$71,300

$77,050

$82,750


Required documents include:
  • Notice of delinquency for mortgage or rent
  • Proof of I.D. or Valid Driver’s License
  • Two most current years signed Federal Income Tax Return or Transcript from the IRS
  • Proof of Income
  • Proof of loss of income (due to COVID-19)
  • Hardship Letter (explaining loss of income due to COVID-19)
  • Proof of Property Ownership (for Mortgage Assistance)
  • W-9 for Mortgage Lender or Landlord
  • Recent utility bill (light, water and natural gas) showing past due amount
Frequently Asked Questions (FAQ's)

CLICK HERE TO APPLY NOW


For additional information please contact the Legislative and Community Affairs Department at (954)480-6420 or sscott@deerfield-beach.com or Loleta Harris at 954-425-8449, ext.113 or lharris@dbhaonline.org.


Home Buyer Purchase Assistance Program

The City of Deerfield Beach, through the use of Community Development Block Grant (CDBG), State Housing Initiatives Partnership (SHIP), and Home Investment Partnerships Program (HOME) provides purchase assistance for very low to moderate income households for the purchase of properties in Deerfield Beach to occupy as their primary residence. Assistance is in the form of a 0% interest deferred second loan that reverts to a grant if all program conditions are met. This program is administered by the City of Deerfield Beach Legislative and Community Affairs a Department in coordination with the Deerfield Beach Housing Authority (DBHA).

Please see maximum household limits below:

Household Size
Very Low Income (0-30% AMI)
Low Income (31% - 50% AMI)
Moderate Income (51% - 80% AMI)
1 $18,750
$31,200 $49,950
2 $21,400 $35,650 $57,050
3 $24,010 $40,100 $64,200
4 $26,750 $44,550 $71,300
5 $30,680 $48,150 $77,050
6 $35,160 $51,700 $82,750
7 $39,640 $55,250 $88,450
8 $44,120 $58,850 $94,150
*Income Limits Effective April 2020
  
  • Maximum amount of assistance is up to $50,000.
  • All properties must be located in the City of Deerfield Beach city limits.
  • All applicants must be pre-approved by a lender before an application will be accepted.
  • Applicants must have an executed real estate contract at the time of application submittal.
  • Eligible properties include single-family detached homes, condominiums, town homes and villas.
  • Applicants will be selected on a first-come, first qualified basis within the stated income groups when funding is available.
  • Eligible applicants will be selected in the order in which they have been Income Certified. Funds will only be reserved after an executed purchase contract is received.
  • Should your income change after you were determined income eligible and assistance has not been provided, your program eligibility will have to be recertified.
  • You may use any licensed real estate professional of your choice. We also recommend you seek competent legal advice.
CLICK HERE TO APPLY NOW

For more information please contact Loleta Harris at 954-425-8449, extension 113 or 
lharris@dbhaonline.org

Homeowner Rehabilitation Program 



 The City of Deerfield Beach, through the use of Community Development Block Grant (CDBG), State Housing Initiatives Partnership (SHIP), and Home Investment Partnerships Program (HOME) funds, provides home repair assistance to very low to moderate income owner occupied households in Deerfield Beach. The primary purpose of the program is to provide home repairs, weatherization, and energy efficiency repairs necessary to provide a safe environment. Assistance is in the form of a 0% interest deferred second loan that reverts to a grant if all program conditions are met. This program is administered by the City of Deerfield Beach Legislative and Community Affairs Department in coordination with the Deerfield Beach Housing Authority (DBHA).

CLICK HERE TO APPLY NOW

For more information please contact Loleta Harris at 954-425-8449, extension 113 or
lharris@dbhaonline.org

Hurricane Loss Mitigation Program (HLMP)

The City received State funding from the Division of Emergency Management to mitigate approved owner-occupied, single-family properties. The HMLP will provide qualified wind resistance construction and installations completed with strict compliance with the Florida Building Codes and Manufacturer’s Specification.

Examples of activities included are replacement of roof covering/re-roofing, installation of window and door opening protection, installation of hurricane strapping and application of secondary water barriers

CLICK HERE TO APPLY NOW

For more information please contact Loleta Harris at 954-425-8449, extension 113 or lharris@dbhaonline.org